Renter's Insurance


You may call it renter’s insurance or apartment insurance – it is an insurance policy which covers your property both inside and away from your rental house or apartment.

If you rent a house or apartment, they are not responsible for any theft, destruction, or damage to your personal property, regardless of whether it’s lost in a burglary, fire, severe storm, or flood. While renter’s insurance may not cover all kinds of loss, there are many kinds of loss it does cover.

Renter’s insurance covers the things you own inside your rental home or apartment, such as televisions, computers, other electronics, furniture, personal effects, bicycles, and clothing. Renter’s insurance might also cover things you own in your garage, on your deck or patio, and in your driveway.

Your renter’s insurance policy coverage may also extend to property in your vehicle also. If your laptop or tablet is stolen from your car, it may be covered.

What does Renters Insurance Cover?

Renters insurance may cover losses including:

  • Fire or smoke damage to your personal property
  • Damage or loss caused by people, such as thefts and burglaries, vandalism to your property, or vehicle accidents

What Doesn’t Renters Insurance Cover?

Renters insurance may not cover:

  • Damage caused by subsurface water, natural surface water or flooding
  • Business pursuits or professional services you provide from home
  • Motor vehicles you own, including boats, aircraft or autos

Renters insurance can save the day when you need it. If there was a fire, theft or a natural disaster, a policy may help cover:

  • Replace your personal property, from electronics, furniture, clothing, etc.
  • Provide living expenses, possibly including the cost of living elsewhere while your rental home or apartment is being repaired.
  • Liability protection, just in case you are held responsible for harming other people or destroying property. For example, if you damage someone’s property, liability protection may help you cover repair costs.

At Verrico Insurance Agency, we can help you build a renter’s insurance plan that meets your needs and budget. Plus you may be eligible for a multi-policy discount if you purchase both a renter’s and an auto policy.

Get An Insurance Quote Request Today!

We look forward to serving you for many years. Simply fill out the quote request form below to get started!

Alternatively, if you are only requesting home and/or auto insurance, you can get an instant quote right now!

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request quote

Looking for home, auto, business, liability, or other types of insurance quotes? Request a quote today from Verrico Insurance Agency today by clicking the button above or calling ​412-856-5850!

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Verrico Insurance Agency is one of Dave Ramsey's Endorsed Local Providers!

COVID-19 Notice: Please Read

We would like everyone to know that our office is open and currently fully staffed. Different needs of clients will require varying accommodations, but we will strive to meet your needs. Please remember to review your policy and your insurance company website. They have also insured us they will do their best to accommodate clients during this time and have added payment options.

All employees are prepared to function remotely if needed. Clients will be able to be in communication with our office whether our physical office is closed or partly staffed. In all circumstances we will continue to monitor emails. If you are unable to reach us by telephone, please email and we will respond as soon as possible. 

We are taking precautions to ensure that our employees are making every effort to maintain safe and healthy behaviors, including sanitizing and hand-washing at every opportunity. Paramount in our minds is the safety of both our clients and our employees, so please know that we will strive for excellence at every turn.

Thank you, remain safe and please do not hesitate to contact us with any questions or concerns.

Thank you,
Tony Verrico


Verrico Insurance Agency Inc.

339 Old Haymaker Rd.
Monroeville, Pennsylvania 15146
Office Hours
M-F 8:30 am - 5:00 pm