Commercial Property

Building

If you own a commercial building, replacement cost coverage is needed. Although cost estimators are available, Verrico Insurance  Agency recommends that you secure an appraisal from a third party to accurately determine the current replacement cost of the building.

Flood

Most commercial property policies and homeowners policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from damage due to a flood.

Business Personal Property

This provides you coverage for your business personal property at a specified location and covers furniture, fixtures, equipment and inventory. Be aware that most commercial property policies have very limited coverage for property taken off the specified location. If you have equipment that is frequently taken off site to various locations, it is important that you have an inland marine policy (equipment or installation floater) to cover this property. 


Business Income (Business Interruption Coverage)

This coverage reimburses a business owner for lost profits and continuing fixed expenses during the time that a business must stay closed while the premises are being restored because of physical damage from a covered event, such as a fire. Business income insurance also may cover financial losses that may occur if civil authorities limit access to an area after a disaster and their actions prevent customers from reaching the business premises. Depending on the policy, civil authorities coverage may start after a waiting period and last for two or more weeks. It is strongly recommended that all businesses acquire this coverage. 

EDP

Electronic Data Processing coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.

Get An Insurance Quote Request Today!

We look forward to serving you for many years. Simply fill out the quote request form below to get started!

Alternatively, if you are only requesting home and/or auto insurance, you can get an instant quote right now!

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Looking for home, auto, business, liability, or other types of insurance quotes? Request a quote today from Verrico Insurance Agency today by clicking the button above or calling ​412-856-5850!

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Verrico Insurance Agency is one of Dave Ramsey's Endorsed Local Providers!

COVID-19 Notice: Please Read

We would like everyone to know that our office is open and currently fully staffed. Different needs of clients will require varying accommodations, but we will strive to meet your needs. Please remember to review your policy and your insurance company website. They have also insured us they will do their best to accommodate clients during this time and have added payment options.

All employees are prepared to function remotely if needed. Clients will be able to be in communication with our office whether our physical office is closed or partly staffed. In all circumstances we will continue to monitor emails. If you are unable to reach us by telephone, please email and we will respond as soon as possible. 

We are taking precautions to ensure that our employees are making every effort to maintain safe and healthy behaviors, including sanitizing and hand-washing at every opportunity. Paramount in our minds is the safety of both our clients and our employees, so please know that we will strive for excellence at every turn.

Thank you, remain safe and please do not hesitate to contact us with any questions or concerns.

Thank you,
Tony Verrico
412-856-5850

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Verrico Insurance Agency Inc.

339 Old Haymaker Rd.
Monroeville, Pennsylvania 15146
412-856-5850
Office Hours
M-F 8:30 am - 5:00 pm