Auto Insurance

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by accident, fire, theft, or other covered event. Your policy also provides protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. An auto insurance policy is a contract between you and an insurance company. You pay a premium, and in exchange, the insurance company promises to pay for specific car-related financial losses during the term of the policy. Work with one of our experienced Account Managers to determine the best coverages for you.

What Kind Of Auto Insurance Do I Need?

In some states, to drive you must carry:

  • Liability coverage - to pay for losses you cause others, or:
  • No-fault coverage - to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault, or
  • Both coverages.

Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:

Collision

Collision insurance coverage pays for damage caused to your vehicle in an automobile accident, when you are "at fault". Standard collision coverage will pay for any repairs up to the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It's the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you're willing to pay, the less the collision coverage will cost.

Comprehensive (Other than Collision)

Comprehensive coverage is very similar to collision coverage - the main difference is that comprehensive covers damage caused to your vehicle caused by any unknown party or "Act of God". Vandalism, flood, hurricane, theft, windshield damage and fire are all events usually covered by comprehensive automobile insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it's not legally required by any state, you will probably need it if your car is financed.

Get An Insurance Quote Request Today!

We look forward to serving you for many years. Simply fill out the quote request form below to get started!

Alternatively, if you are only requesting home and/or auto insurance, you can get an instant quote right now!

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Looking for home, auto, business, liability, or other types of insurance quotes? Request a quote today from Verrico Insurance Agency today by clicking the button above or calling ​412-856-5850!

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Verrico Insurance Agency is one of Dave Ramsey's Endorsed Local Providers!

COVID-19 Notice: Please Read

We would like everyone to know that our office is open and currently fully staffed. Different needs of clients will require varying accommodations, but we will strive to meet your needs. Please remember to review your policy and your insurance company website. They have also insured us they will do their best to accommodate clients during this time and have added payment options.

All employees are prepared to function remotely if needed. Clients will be able to be in communication with our office whether our physical office is closed or partly staffed. In all circumstances we will continue to monitor emails. If you are unable to reach us by telephone, please email and we will respond as soon as possible. 

We are taking precautions to ensure that our employees are making every effort to maintain safe and healthy behaviors, including sanitizing and hand-washing at every opportunity. Paramount in our minds is the safety of both our clients and our employees, so please know that we will strive for excellence at every turn.

Thank you, remain safe and please do not hesitate to contact us with any questions or concerns.

Thank you,
Tony Verrico
412-856-5850

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Verrico Insurance Agency Inc.

339 Old Haymaker Rd.
Monroeville, Pennsylvania 15146
412-856-5850
Office Hours
M-F 8:30 am - 5:00 pm